Dreaming of owning your own home but not sure if you're ready? With our Rent vs Buy Program, many clients are surprised to learn they could afford a home for the same—or even less—than what they're currently paying in rent. And the best part? You could get started with as little as $1,000 down. Our calculator helps you compare your current rent with a potential mortgage, breaking it all down in a simple monthly budget analysis.

Rent vs Buy Calculator | Pathways Home Group

You can buy a house for the same as rent

Use our calculator to see how your rent compares to buying

Your Current Monthly Rent (USD) Down Payment Available (USD) Loan Term (Years)

Based on a 6.5% rate
No numbers are exact or guaranteed — changes can occur at any time
Numbers do not include taxes or insurance

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10.6K Properties

10,000+ Properties Available

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$449,990

Pending

Single Family Home

4 Beds 3 Baths 1,998 SqFt

553 Greywood BLVD SW, Delano, MN 55328

Ask how you can receive a 5.50% FHA/VA or 5.99% CONV. 30- yr fixed mortgage rate!! COMPLETED NEW CONSTRUCTION READY FOR ...

Listed by Todd Benson of D.R. Horton, Inc.

909 Mount Curve BLVD #C, Saint Paul, MN 55116

$623,600

Pending

Townhouse

3 Beds 4 Baths 1,973 SqFt

909 Mount Curve BLVD #C, Saint Paul, MN 55116

The 3 story Fariwood spacious living area & open café as well as the large island perfect for gathering in the kitchen a...

Listed by Lara Bettinger of Pulte Homes Of Minnesota, LLC

$750,000

Pending

Single Family Home

4 Beds 4 Baths 4,636 SqFt

13125 250th ST, Milaca, MN 56353

If you're looking for peace and tranquility then this is the place for you! This beautiful Rum River estate on 36 woode...

Listed by George Fortier of Agency North Real Estate, Inc

17915 Headwaters Drive, Lakeville, MN 55044

$816,300

Pending

Single Family Home

4 Beds 4 Baths 3,936 SqFt

17915 Headwaters Drive, Lakeville, MN 55044

SOLD The beautiful Cambridge plan. With 41 years of experience and integrity, our homes' standard finishes offer 3-car g...

Listed by Pamela Rasmussen of Keyland Realty, LLC

$510,900

Pending

Multi-Family

2 Beds 2 Baths 1,874 SqFt

1440 Kasilof CT, River Falls, WI 54022

Welcome to the beautiful Thompson Heights neighborhood of River Falls. Conveniently located close to downtown River Fall...

Listed by Jay Fletch of Edina Realty, Inc.

$429,000

Active

Single Family Home

4 Beds 2 Baths 3,344 SqFt

144 3rd ST N, Sauk Centre, MN 56378

Discover this beautifully updated 4-bedroom, 2 bath brick home, offering over 3300 sq ft of finished living space. With...

Listed by Lois Egeland of Egeland Realty, LLC

$644,900

Pending

Single Family Home

6 Beds 5 Baths 4,722 SqFt

4918 162nd CIR N, Hugo, MN 55038

Welcome to the popular Water Stone floor plan with Capstone Homes in Hugo! Quick move-in available! This 4,722 sq.ft. ho...

Listed by Ryan Fleck of Capstone Realty, LLC

$500,000

Active

Single Family Home

5 Beds 4 Baths 2,922 SqFt

1177 178th ST, Hammond Twp, WI 54015

Stunning 5 bed/ 3 1/2 bath two story with 3000 Finished sq feet set on over 3 acres. This home includes solar panels ...

Listed by Anthony Bibeau of Keller Williams Select Realty

$430,000

Active

Single Family Home

4 Beds 2 Baths 2,128 SqFt

35684 219th AVE, Albany, MN 56307

This large family home is ready for you to grow. Big yard with a lake view, 3 stall attached garage and a large detache...

Listed by Aaron Trompeter of Edina Realty, Inc.

$499,900

Active

Single Family Home

5 Beds 4 Baths 2,583 SqFt

1096 14th AVE SE, Minneapolis, MN 55414

Large beautiful home rebuilt in 2010. Bright main level with large family room and open kitchen. 3 bedrooms upstairs. La...

Listed by Julia Wang of Keller Williams Classic Realty

$499,655

Contingent

Single Family Home

3 Beds 2 Baths 1,738 SqFt

14435 Kimberlee DR N, Baxter, MN 56425

Presenting the "Serenity" model, a harmonious blend of comfort and elegance all on one level. This exquisite home boasts...

Listed by Joseph Enge of Edina Realty, Inc.

$465,000

Active

Single Family Home

2 Beds 2 Baths 1,556 SqFt

xxx4 217th ST W, Farmington, MN 55024

Welcome to Vita Attiva at South Creek. Minnesota's NEWEST and only 55+ Active Living Community South of the river. Offer...

Listed by Graham Smith of Keller Williams Realty Integrity Lakes

$499,900

Active

Single Family Home

4 Beds 4 Baths 2,402 SqFt

7110 Marlowe AVE NE, Otsego, MN 55330

Stunning 4-Bed, 4-Bath Multilevel Home in Otsego, MN with 3-Car Garage & smart home tech. Welcome to this gorgeou...

Listed by Roger Anderson of Elite Realty Minnesota

$844,207

Active

Single Family Home

5 Beds 3 Baths 2,684 SqFt

208 Maple ST, Hawley, MN 56549

Nestled atop a picturesque hill with stunning golf course views, this to-be-built two-story home offers the perfect blen...

Listed by Shane Cullen of Horizon Real Estate Group

$439,900

Active

Single Family Home

6 Beds 4 Baths 3,704 SqFt

22600 700th AVE, Albert Lea, MN 56007

Built in 2014. 6 bedroom 4 bathroom home on 2.73 acres. This home boasts wide open spaces. 4 bedrooms on the main lev...

Listed by Steven Lehner of Leland Realty

5354 Solstice PL NW, Rochester, MN 55901

$441,900

Active

Townhouse

2 Beds 2 Baths 1,716 SqFt

5354 Solstice PL NW, Rochester, MN 55901

New Harvestview slab villa offering 2 bedrooms, 3 car garage with a great open floor plan. Separate family room with coz...

Listed by Dean Mack of Edina Realty, Inc.

$484,900

Active

Townhouse

3 Beds 3 Baths 1,416 SqFt

230 3rd AVE NE, Minneapolis, MN 55413

This beautifully updated end-unit townhome in Northeast Minneapolis offers the perfect blend of convenience, comfort, an...

Listed by Jason Papp of Coldwell Banker Realty

$619,900

Pending

Single Family Home

5 Beds 3 Baths 3,346 SqFt

3790 Merrifield DR S, Fargo, ND 58104

Welcome to your dream home in the Valley View Estates Development in South Fargo! This stunning 5-bed, 3-bath gem featur...

Listed by Brett Dalzell of REAL (3540 FGO)

$519,000

Active

Single Family Home

4 Beds 3 Baths 2,200 SqFt

1209 Gretz WAY, New Richmond, WI 54017

Why Wait to Build When You Can Have It All Now? Options are always best and here we have a couple for you. Choose...

Listed by Richard McDonough of Lakes Sotheby's International Realty

$724,900

Active

Single Family Home

3 Beds 2 Baths 1,616 SqFt

4606 165th Ln NW, Andover, MN 55304

*TO BE BUILT* Come see the Jackson model built by Premier Custom Homes, Inc.. This beautiful home has 3 beds and on one ...

Listed by Nicholas Jordan of Real Broker, LLC

$769,900

Active

Single Family Home

4 Beds 3 Baths 2,237 SqFt

25341 Delmar AVE, New Prague, MN 56071

Wonderful new two story home on 2.66 acre country lot on tar road, 4 bedrooms on one level, 3 baths, 3 car garage, deck,...

Listed by Randolph Kubes of Kubes Realty Inc

42536 Pleasure Park RD, Ottertail, MN 56571

$579,900

Active

Single Family Home

2 Beds 1 Bath 708 SqFt

42536 Pleasure Park RD, Ottertail, MN 56571

Experience the charm of lakeside living with 75 feet of pristine, level shoreline on Otter Tail Lake's desirable north s...

Listed by Ryan Hanson of Keller Williams Realty Professionals

2672 128th AVE NW, Coon Rapids, MN 55448

$450,000

Pending

Single Family Home

3 Beds 2 Baths 1,600 SqFt

2672 128th AVE NW, Coon Rapids, MN 55448

This is a to-be-built home. Within this one level living home, you will back up to a wetland - with a guarantee of no fu...

Listed by Ashley Attia of eXp Realty

33820 County Highway 34, Sugar Bush E Twp, MN 56569

$459,000

Active

Single Family Home

3 Beds 3 Baths 2,370 SqFt

33820 County Highway 34, Sugar Bush E Twp, MN 56569

Come and enjoy some peace and quiet with this rural property. Just over 16 acres included that provides plenty of breat...

Listed by Nathaniel Hunter of HomeSmart Adventure Realty