Dreaming of owning your own home but not sure if you're ready? With our Rent vs Buy Program, many clients are surprised to learn they could afford a home for the same—or even less—than what they're currently paying in rent. And the best part? You could get started with as little as $1,000 down. Our calculator helps you compare your current rent with a potential mortgage, breaking it all down in a simple monthly budget analysis.

Rent vs Buy Calculator | Pathways Home Group

You can buy a house for the same as rent

Use our calculator to see how your rent compares to buying

Your Current Monthly Rent (USD) Down Payment Available (USD) Loan Term (Years)

Based on a 6.5% rate
No numbers are exact or guaranteed — changes can occur at any time
Numbers do not include taxes or insurance

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41 Properties

41 Properties Available

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Exclusive Listing

$585,000

Pending

Single Family Home

4 Beds 3 Baths 2,903 SqFt

19632 County Rd 35, Elk River, MN 55330

Gorgeous country retreat on just over 7 private acres, secluded, yet close to the city. In the winter, you can see views...

Listed by Sarah Mettner of LPT Realty, LLC

$374,900

Open Sun 3PM-5PM

Single Family Home

3 Beds 3 Baths 1,794 SqFt

14176 182nd AVE NW, Elk River, MN 55330

Located on Pinewood Golf Course, this well-maintained 3-bedroom, 3-bathroom home sits on nearly a half acre in a peacefu...

Listed by Kristofor Lindahl of Kris Lindahl Real Estate

$425,000

Open Sat 2PM-4PM

Townhouse

2 Beds 2 Baths 1,556 SqFt

11164 184th CIR NW, Elk River, MN 55330

Beautiful and nearly new, this detached townhome—built in 2022—is tucked within a peaceful and well-maintained 55+ commu...

Listed by Darcy Board of eXp Realty

8260 Parkington AVE NE, Otsego, MN 55330

$260,000

Open Sun 11AM-1PM

Townhouse

3 Beds 2 Baths 1,608 SqFt

8260 Parkington AVE NE, Otsego, MN 55330

Welcome to this well-maintained 3-bedroom, 2-bathroom townhome located in Otsego, MN. This home offers a perfect blend o...

Listed by Steven DeGreeff of Keller Williams Integrity NW

$519,990

Contingent

Single Family Home

5 Beds 3 Baths 3,164 SqFt

12364 81st ST NE, Otsego, MN 55330

**Ask how you can receive a 5.50% FHA/VA or a 5.99 Conventional 30-year fixed rate PLUS an additional $15,000 in incenti...

Listed by Amanda Alt of D.R. Horton, Inc.

$650,000

Open Sat 1:30PM-3:30PM

Single Family Home

5 Beds 5 Baths 4,620 SqFt

18397 Smith CT NW, Elk River, MN 55330

Gracefully positioned on a nearly half-acre corner lot in the Trout Brook Farms neighborhood, this exceptional residence...

Listed by Abby Schannauer of Keller Williams Classic Rlty NW

$488,904

Open Sat 11AM-6PM

Single Family Home

4 Beds 3 Baths 2,563 SqFt

8018 Marquette AVE NE, Otsego, MN 55330

Welcome to Prairie Pointe! Introducing the Elder. This thoughtfully designed home plan features an open concept main lev...

Listed by Amanda Alt of D.R. Horton, Inc.

$514,496

Open Sat 11AM-6PM

Single Family Home

4 Beds 4 Baths 2,402 SqFt

8006 Marquette AVE NE, Otsego, MN 55330

Introducing another new construction opportunity from D.R. Horton, America's Builder. The Finnegan is your next dream ho...

Listed by Amanda Alt of D.R. Horton, Inc.

$465,000

Open Sat 12PM-2:30PM

Single Family Home

4 Beds 3 Baths 2,318 SqFt

7516 Ochoa AVE NE, Otsego, MN 55330

Seller's are moving due to relocation. This gorgeous 4-bedroom, 3-bathroom tri-level home showcases the popular Everett ...

Listed by Kelly Yoon of Redfin Corporation

$474,990

Open Sat 11AM-6PM

Single Family Home

4 Beds 4 Baths 2,402 SqFt

12301 71st CT NE, Otsego, MN 55330

****Ask how you can receive a 5.50% FHA/VA or a 5.99 Conventional 30-year fixed rate PLUS an additional $15,000 in incen...

Listed by Amanda Alt of D.R. Horton, Inc.

$504,000

Open Sat 11AM-6PM

Single Family Home

4 Beds 4 Baths 2,242 SqFt

12018 71st ST NE, Otsego, MN 55330

Welcome to Northwater! Introducing the Bryant II. This thoughtfully designed home plan features an open concept main le...

Listed by Joel DeMaris of D.R. Horton, Inc.

$431,990

Open Sat 11AM-6PM

Single Family Home

3 Beds 3 Baths 1,842 SqFt

12397 81st ST NE, Otsego, MN 55330

**Ask how you can receive a 5.50% FHA/VA or a 5.99 Conventional 30-year fixed rate PLUS an additional $15,000 in incenti...

Listed by Joel DeMaris of D.R. Horton, Inc.

$519,990

Open Sat 11AM-6PM

Single Family Home

5 Beds 3 Baths 2,910 SqFt

12388 81st ST NE, Otsego, MN 55330

****Ask how you can receive a 5.50% FHA/VA or a 5.99 Conventional 30-year fixed rate PLUS an additional $15,000 in incen...

Listed by Amanda Alt of D.R. Horton, Inc.

$454,990

Open Sat 11AM-6PM

Single Family Home

4 Beds 3 Baths 1,988 SqFt

7923 Marquette AVE NE, Otsego, MN 55330

**Ask how you can receive a 5.50% FHA/VA or a 5.99 Conventional 30-year fixed rate PLUS an additional $15,000 in incenti...

Listed by Amanda Alt of D.R. Horton, Inc.

$499,990

Open Sat 11AM-6PM

Single Family Home

5 Beds 4 Baths 2,513 SqFt

12303 71st CT NE, Otsego, MN 55330

****Ask how you can receive a 5.50% FHA/VA or a 5.99 Conventional 30-year fixed rate PLUS an additional $15,000 in incen...

Listed by Joel DeMaris of D.R. Horton, Inc.

$499,990

Open Sat 11AM-6PM

Single Family Home

5 Beds 3 Baths 2,621 SqFt

12391 81st ST NE, Otsego, MN 55330

****Ask how you can receive a 5.50% FHA/VA or a 5.99 Conventional 30-year fixed rate PLUS an additional $15,000 in incen...

Listed by Amanda Alt of D.R. Horton, Inc.

19550 Albany CIR NW, Elk River, MN 55330

$640,000

New

Single Family Home

4 Beds 4 Baths 3,305 SqFt

19550 Albany CIR NW, Elk River, MN 55330

Custom-Built Beauty in Prestigious Woodland Hills!<br><br>Fall in love the moment you turn onto the cul-de-sac and see t...

Listed by Rodney Schimmel of Weichert, Realtors-Integrity

$569,885

New

Single Family Home

5 Beds 3 Baths 2,692 SqFt

14551 74th ST NE, Otsego, MN 55330

This home is under construction and will be ready for a quick move-in late July! Welcome to The Lewis in the BRAND NEW M...

Listed by Kaylee Schultz of Lennar Sales Corp

$424,765

New

Single Family Home

3 Beds 3 Baths 1,976 SqFt

8013 Lander Ave ST NE, Otsego, MN 55330

The beautifully designed Carlsbad will be move-in ready this August! This stunning two-story home offers 3 spacious bedr...

Listed by Kaylee Schultz of Lennar Sales Corp

19389 Seymour ST NW, Elk River, MN 55330

$409,900

Contingent

Single Family Home

3 Beds 4 Baths 2,246 SqFt

19389 Seymour ST NW, Elk River, MN 55330

Check out this full walkout 2 story with a full front porch in convenient Elk River location! 3 bedrooms on 1 level, 4 ...

Listed by Christopher Lutter of RE/MAX Results

$512,185

New

Single Family Home

4 Beds 3 Baths 2,185 SqFt

8335 Lander AVE NE, Otsego, MN 55330

To-Be-Built Bristol Floorplan in Hunter Hills – No HOA!<br><br>This thoughtfully designed home features a standout kitch...

Listed by Kaylee Schultz of Lennar Sales Corp

$514,990

Active

Single Family Home

4 Beds 4 Baths 2,402 SqFt

12305 71st CT NE, Otsego, MN 55330

****Ask how you can receive a 5.50% FHA/VA or a 5.99 Conventional 30-year fixed rate PLUS an additional $15,000 in incen...

Listed by Joel DeMaris of D.R. Horton, Inc.

$450,000

Pending

Single Family Home

4 Beds 3 Baths 3,123 SqFt

10542 188th AVE NW, Elk River, MN 55330

Smart layout, updated and ready for your family. With a fenced in back yard! This 4 Bedroom, 3 Bathroom home has so much...

Listed by Brenda Cummings of Fish MLS Realty

$469,900

Active

Single Family Home

4 Beds 4 Baths 2,242 SqFt

12262 71st ST NE, Otsego, MN 55330

MUST SEE this stunning like-new, three-level split home that features 4 bedrooms, 4 bathrooms, and a 3 car garage. Nestl...

Listed by Steven Cao of RE/MAX Results

You can buy a house for the same as rent

Use our calculator to see how your rent compares to buying

41 Properties Available

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