Dreaming of owning your own home but not sure if you're ready? With our Rent vs Buy Program, many clients are surprised to learn they could afford a home for the same—or even less—than what they're currently paying in rent. And the best part? You could get started with as little as $1,000 down. Our calculator helps you compare your current rent with a potential mortgage, breaking it all down in a simple monthly budget analysis.

Rent vs Buy Calculator | Pathways Home Group

You can buy a house for the same as rent

Use our calculator to see how your rent compares to buying

Based on a 6.5% rate
No numbers are exact or guaranteed — changes can occur at any time
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39 Properties

39 Properties Available

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2265 Viking DR, Saint Cloud, MN 56301
1/49 49

$575,000

Open 6/21 11AM-12:30PM

Single Family Home

4 Beds 3 Baths 3,722 SqFt

2265 Viking DR, Saint Cloud, MN 56301

Welcome to 2265 Viking Drive, a stunning custom-built residence nestled in the heart of Saint Cloud, MN. This spacious 3...

Listed by Stella Scholl of Premier Real Estate Services

2806 Jasmine CT, Saint Cloud, MN 56301
1/38 38

$439,900

Open 6/21 2PM-4PM

Single Family Home

5 Beds 4 Baths 3,746 SqFt

2806 Jasmine CT, Saint Cloud, MN 56301

An exquisite 5+ bedroom walkout 2-story invites you and yours to call home! Situated on a beautifully landscaped cul-de-...

Listed by Christopher Hauck of Coldwell Banker Realty

2004 13th ST S, Saint Cloud, MN 56301
1/67 67

$500,000

Open Sat 10:30AM-12PM

Single Family Home

4 Beds 4 Baths 3,614 SqFt

2004 13th ST S, Saint Cloud, MN 56301

Expansive 3-level home offering over 3600 finished sq ft., featuring 4 spacious bedrooms and 4 bathrooms. The main level...

Listed by Dylan Vogt of Edina Realty, Inc.

1319 15th AVE S, Saint Cloud, MN 56301
1/29 29

$255,000

Open Sat 1PM-2PM

Single Family Home

4 Beds 2 Baths 1,806 SqFt

1319 15th AVE S, Saint Cloud, MN 56301

Welcome to this charming 4-bedroom, 2-bath rambler in South St. Cloud. This well-maintained home features three spaciou...

Listed by Jason Quade of Premier Real Estate Services

3120 Devon TER, Saint Cloud, MN 56301
1/58 58

$509,900

Contingent

Single Family Home

4 Beds 4 Baths 4,166 SqFt

3120 Devon TER, Saint Cloud, MN 56301

This walkout two-story home sits on a 1/2 acre treed lot and has been meticulously cared for by its original owners. Off...

Listed by Scott Lynch of Agency North Real Estate, Inc

3113 Partridge CIR, Saint Cloud, MN 56301
1/28 28

$309,900

Active

Single Family Home

4 Beds 2 Baths 2,163 SqFt

3113 Partridge CIR, Saint Cloud, MN 56301

Welcome home to 3113 Partridge Circle, situated on a .44 acre wooded cul-de-sac lot and just a few steps from Crestview ...

Listed by James Oleary of Keller Williams Classic Rlty NW

2105 7th AVE S, Saint Cloud, MN 56301
3D

$575,000

Active

Single Family Home

4 Beds 4 Baths 3,905 SqFt

2105 7th AVE S, Saint Cloud, MN 56301

Welcome to this stunning, impeccably designed home where comfort meets elegance in every detail. The main floor boasts a...

Listed by Neil Theisen of Central MN Realty LLC

830 Halliday RD, Saint Cloud, MN 56301
1/28 28

$295,000

Active

Single Family Home

4 Beds 2 Baths 2,468 SqFt

830 Halliday RD, Saint Cloud, MN 56301

Not only does this home provide ample space with its 2400sqft and 2 car garage; but is situated on a spacious .42 acre l...

Listed by Molly Ruegemer of Central MN Realty LLC

3402 Topaz Pkwy S, Saint Cloud, MN 56301
1/58 58

$800,000

Active

Single Family Home

4 Beds 4 Baths 3,348 SqFt

3402 Topaz Pkwy S, Saint Cloud, MN 56301

Welcome to 3402 Topaz Parkway S - a truly exceptional Schnettler Custom-Built home nestled in the sought-after Quarry Wo...

Listed by Jacqueline Pozorski of Edina Realty, Inc.

301 7th AVE S, Saint Cloud, MN 56301
1/23 23

$199,000

Active

Single Family Home

4 Beds 1 Bath 1,205 SqFt

301 7th AVE S, Saint Cloud, MN 56301

Welcome home to this charming house near all the amenities of downtown. Four bed, two bath with unique built-ins. Don't ...

Listed by Stella Scholl of Premier Real Estate Services

1615 10th AVE S, Saint Cloud, MN 56301
3D

$309,900

Pending

Single Family Home

3 Beds 3 Baths 2,296 SqFt

1615 10th AVE S, Saint Cloud, MN 56301

This charming 1970's home seamlessly blends classic character with modern updates. Inside you will find a bright and air...

Listed by Jenna Potter of Oak Realty LLP

5015 Hidden Acres CIR, Saint Cloud, MN 56301
3D

$599,900

Contingent

Single Family Home

5 Beds 5 Baths 3,910 SqFt

5015 Hidden Acres CIR, Saint Cloud, MN 56301

This immaculate custom-built home offers the perfect blend of luxury, space, and functionality—all nestled on 5 private ...

Listed by Joseph Clemence of Keller Williams Integrity NW

26401 County Road 139, Saint Cloud, MN 56301
1/40 40

$399,999

Active

Single Family Home

3 Beds 2 Baths 1,832 SqFt

26401 County Road 139, Saint Cloud, MN 56301

Welcome to a move in ready and thoughtfully updated home where charm meets function at every turn. From the moment you a...

Listed by Paul Morrison of RE/MAX Results

1024 13th AVE S, Saint Cloud, MN 56301
3D

$199,900

Active

Single Family Home

4 Beds 2 Baths 1,812 SqFt

1024 13th AVE S, Saint Cloud, MN 56301

Welcome to 1024 13th Ave S, a spacious single-family residence in the heart of Saint Cloud. The main level presents a br...

Listed by James Garry of Redfin Corporation

4361 32nd ST S, Saint Cloud, MN 56301
3D

$2,195

Active

Single Family Home

2 Beds 2 Baths 1,305 SqFt

4361 32nd ST S, Saint Cloud, MN 56301

The Stone Gate Patio Homes were built in 2022. These beautiful patio homes are located in a popular neighborhood near th...

Listed by Matt Wieber of Agency North Real Estate, Inc

1827 Haller WAY, Saint Cloud, MN 56301
3D

$275,000

Active

Single Family Home

3 Beds 2 Baths 2,207 SqFt

1827 Haller WAY, Saint Cloud, MN 56301

Looking for a home with tons of space, privacy, and updates already taken care of? You'll love this one! Tucked away on ...

Listed by Neil Theisen of Central MN Realty LLC

3414 Granite WAY S, Saint Cloud, MN 56301
1/8 8

$695,000

Active

Single Family Home

3 Beds 3 Baths 2,028 SqFt

3414 Granite WAY S, Saint Cloud, MN 56301

We're excited to announce our upcoming Timber Creek model home is available for pre-sale before breaking ground! Four be...

Listed by Tamera Marinaro of Premier Real Estate Services

3134 15th AVE S, Saint Cloud, MN 56301
3D

$439,900

Pending

Single Family Home

4 Beds 4 Baths 3,352 SqFt

3134 15th AVE S, Saint Cloud, MN 56301

Welcome to your next chapter on this low traffic cul-de-sac, where thoughtful upgrades and timeless finishes come togeth...

Listed by Paul Morrison of RE/MAX Results

815 5th AVE S, Saint Cloud, MN 56301
3D

$319,900

Active

Single Family Home

12 Beds 4 Baths 4,622 SqFt

815 5th AVE S, Saint Cloud, MN 56301

Introducing 815 5th Avenue South in St. Cloud. This 12-bedroom, 4-bathroom home was built in 1936 and features over 4,60...

Listed by Brendan Mooney of Your Next Place Real Estate

3744 Sterling DR, Saint Cloud, MN 56301
1/31 31

$345,000

Pending

Single Family Home

4 Beds 2 Baths 2,032 SqFt

3744 Sterling DR, Saint Cloud, MN 56301

Ooooo...This is the house you've been waiting for! Do not miss out on your opportunity to own this move-in ready showst...

Listed by Kelly Schepers of Premier Real Estate Services

1663 39th ST S, Saint Cloud, MN 56301
3D

$349,900

Active

Single Family Home

3 Beds 2 Baths 1,485 SqFt

1663 39th ST S, Saint Cloud, MN 56301

Discover the perfect blend of style, comfort, and functionality in the Rockwood—a beautifully designed 3-bedroom, 2-bath...

Listed by Kristofer Thompson of eXp Realty

2512 21st AVE S, Saint Cloud, MN 56301
1/63 63

$625,000

Pending

Single Family Home

5 Beds 5 Baths 4,857 SqFt

2512 21st AVE S, Saint Cloud, MN 56301

Beautifully updated on an extraordinary private, wooded lot, this 5 BR 5 BA boasts a quiet sophistication with it's smar...

Listed by Christopher Hauck of Coldwell Banker Realty

2240 Chelmsford LN, Saint Cloud, MN 56301
1/38 38

$1,045,000

Active

Single Family Home

6 Beds 7 Baths 8,711 SqFt

2240 Chelmsford LN, Saint Cloud, MN 56301

Come take a look at this enchanting home on Chelmsford Lane. Replacement Cost for this home might easily be four times ...

Listed by Jon Petters of Collegeville Brokerage

1729 Cooper AVE S, Saint Cloud, MN 56301
1/33 33

$350,000

Pending

Single Family Home

3 Beds 2 Baths 2,936 SqFt

1729 Cooper AVE S, Saint Cloud, MN 56301

Unique & Full of Charm! This one-of-a-kind home stands out with character and thoughtful upgrades throughout. Step insid...

Listed by Hannah Rasmussen of Edina Realty, Inc.